Doing a self background check with Web Detective would be your smart step towards ensuring protection of your identity from theft. Avoid the pain of possibly having to re-establish your credit rating or regaining your identity. Don't pay too big a price for what the others might be doing in your name!
Even if you have never been surprised by being denied a credit, a new job or a loan out of the blue, anyway, you do have reasons to perform background check on yourself...
